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Coinbase Revolutionizes Business Crypto Payments with New USDC Platform

Coinbase Revolutionizes Business Crypto Payments with New USDC Platform

Published:
2025-10-21 02:03:39
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On October 21, 2025, Coinbase announced the launch of its groundbreaking Coinbase Business platform, specifically designed to empower small and medium-sized enterprises with comprehensive cryptocurrency payment solutions and financial management tools. This innovative offering represents a significant leap forward in mainstream crypto adoption for business operations. The platform's core functionality centers around enabling seamless crypto payments while providing robust asset management capabilities and yield generation opportunities specifically for USDC stablecoins. Businesses can now benefit from instant settlement times, eliminating the traditional delays associated with conventional payment systems. The integration with leading accounting software QuickBooks and Xero ensures that financial tracking and reconciliation become significantly more efficient for adopting enterprises. Perhaps most impressively, Coinbase has streamlined the onboarding process to an unprecedented level, with business approvals potentially completed in as little as two days. This rapid deployment capability addresses one of the major pain points that has historically hindered business adoption of cryptocurrency solutions. The platform's standout features position it as a comprehensive financial ecosystem rather than just a payment processor, offering businesses the ability to not only transact but also optimize their digital asset holdings through yield-generating mechanisms. This development marks a crucial milestone in bridging traditional business finance with the digital asset economy, providing SMEs with tools previously accessible only to larger corporations or specialized crypto-native businesses. The emphasis on USDC stablecoins offers price stability while maintaining the benefits of blockchain technology, making it particularly attractive for businesses cautious about cryptocurrency volatility. As more enterprises seek to modernize their financial operations and explore new revenue streams, Coinbase Business appears poised to become a cornerstone solution in the evolving landscape of business finance and digital asset integration.

Coinbase Launches Stablecoin Payments Platform for Businesses

Coinbase is rolling out a comprehensive financial platform tailored for small and medium-sized businesses, enabling crypto payments, asset management, and yield generation on USDC stablecoins. The offering, dubbed Coinbase Business, promises instant settlements, integrations with accounting software QuickBooks and Xero, and a streamlined onboarding process with approvals in as little as two days.

The platform's standout feature is its 4.1% APY on USDC holdings, leveraging Coinbase's revenue-sharing agreement with Circle, the stablecoin's issuer. This strategic partnership allows Coinbase to incentivize adoption without directly issuing the stablecoin itself. The MOVE positions Coinbase as a formidable competitor to fintech players like Mercury and Brex, as well as crypto-native payment processors such as BitPay.

Daylight Energy Secures $75M to Expand Decentralized Solar Network

Daylight Energy, a DePIN startup specializing in distributed solar power, has raised $75 million in a funding round to scale its decentralized energy network. The financing includes $15 million in equity led by Framework Ventures, with participation from a16z crypto, Coinbase Ventures, and others, alongside a $60 million project development facility.

The capital will drive installations of home solar and battery systems through the Daylight Network, a subscription-based program offering households backup power and stable electricity rates without upfront costs. Homeowners currently earn 'Sun Points,' a rewards system poised to evolve into a network token. The firm is also launching DayFi, a DeFi protocol linking yield to electricity revenues generated by its infrastructure.

'As AI accelerates global power demand, Daylight bridges capital markets and renewable energy,' said Framework Ventures' Vance Spencer. The model taps into DeFi investors' appetite for real-world yield amid rising energy costs.

Coinbase Launches New Business Payment Tools for Instant Global Transactions

Coinbase has unveiled global payout solutions and payment links powered by USDC, its dollar-pegged stablecoin. The tools target inefficiencies in cross-border business payments—high fees, slow settlement times, and operational complexity—by enabling near-instant transfers with lower costs than traditional banking rails.

Recipients can claim funds via email without prior crypto exposure, cashing out in local currencies. Base, Coinbase's LAYER 2 network, eliminates gas fees for recipients, addressing a persistent pain point in crypto transactions. The offering includes API-driven automation for recurring vendor payments, positioning USDC as a pragmatic bridge between fiat and blockchain economies.

Brian Armstrong Predicts: Crypto Everywhere in 10 Years

Coinbase CEO Brian Armstrong forecasts a future where cryptocurrency becomes ubiquitous within a decade, seamlessly embedded into global financial systems. His vision hinges on blockchain technology operating invisibly behind everyday apps and services, driving mainstream adoption without explicit user awareness.

The prediction underscores crypto's evolution from a niche asset class to foundational digital infrastructure. Armstrong's outlook reflects growing institutional confidence in blockchain's capacity to underpin next-generation finance, mirroring the internet's transition from novelty to utility.

SOL Whale Moves $192M as Solana Eyes Key Resistance

Solana (SOL) is back in the spotlight after Forward Industries transferred $192 million worth of tokens to Coinbase Prime, with an additional $50 million sent to Galaxy Digital. The move has sparked speculation about institutional strategies—whether it's portfolio rebalancing or positioning for the next market cycle.

Forward Industries previously acquired $1.38 billion in SOL at an average price of $232 per token, underscoring its long-term bullish stance. The latest transfer suggests a tactical adjustment rather than a full exit, especially after months of price consolidation.

Meanwhile, solana Strategies (NASDAQ: STKE) is doubling down, adding 88,433 SOL to its treasury at an average cost of $193.93. The divergence highlights a split in institutional sentiment: some are hedging, others are buying the dip.

Bitcoin Faces Critical Support Test Amid Market Turbulence

Bitcoin's price action turned volatile early Friday, shedding value as geopolitical uncertainty loomed over proposed U.S.-China tariffs. The $103,000 support level emerges as a critical threshold for traders—a breach could signal deeper corrections. Current trading at $106,953 reflects an 11% weekly decline, with CoinGecko data showing mounting pressure across crypto markets.

Short-term holders who accumulated BTC NEAR $113,000 are now capitulating, according to CryptoQuant's JA_Maartun. The breakdown of this realized price level—previously acting as support—has triggered cascading sell orders. Notably, Coinbase's premium turning negative suggests weakening institutional demand from U.S. investors.

Broader financial markets compound the pressure. Banking sector concerns and $1.2 billion in Leveraged crypto liquidations have dragged total market capitalization lower. The weekend's price action will likely hinge on macroeconomic developments and Bitcoin's ability to hold key technical levels.

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